Property Funding

Sterling Capital Reserve Limited are one of the leading Property Funding Brokers in the Midlands arranging mortgages and loans for business premises, property investment and property development.

  • Mortgages can be arranged to purchase your business premises, refinance existing debt or release equity for business expansion.
  • Property Investment includes Buy to Let, HMO’s, Semi Commercial and Commercial Properties.
  • Property Development Loans can be arranged for both Residential and Commercial Developments along with conversion and refurbishment projects.
  • We can also arrange Bridging Loans to fund property purchases or development funding pending sale of other property assets.

Funding can be arranged for Individuals, Partnerships, Trusts, LLP’s, Limited Company’s as well as SIPP and SAS arrangements.
You won’t be charged upfront fees so call us on 0844 4144372 to discuss your proposition or complete our Enquiry Form

Commercial Mortgages

Commercial Mortgages for Business Premises

At Sterling Capital Reserve, we are specialists in sourcing a wide range of innovative Commercial Mortgages to allow you to purchase or refinance your Business Premises. You may be a sitting tenant with the opportunity to buy your premises from the Landlord or want to move to larger premises. Alternatively, you may wish to release equity for property improvements or inject some working capital into your business.

Our experienced consultants will guide you in finding the right Commercial Mortgage to meet your needs.

This is not an exhaustive list, but we can arrange mortgages on Offices, Factories & Warehouses, Hotels and Guest Houses, Pubs & Restaurants, Day Nurseries, Shops & retail premises.

We have access to a wide range of commercial mortgage lenders, with some offering mortgages to Applicants with Adverse Credit.

Commercial Remortgage

Property Investment Loans

If you are a Property Landlord looking for funding to buy your next property or wanting to refinance your existing borrowing onto more favourable terms, then the Broker Team at Sterling can help.

You may want to release equity to secure your next purchase from your existing portfolio or switch from Interest Only to Repayment.  Our Property Specialist will review your circumstances to see if they can find the right Property Investment Loan product for you.

We can arrange loans on Buy to Let properties, HMO’s plus Semi Commercial and Commercial Properties.

Development Finance

Development Finance

At Sterling Capital Reserve, we regularly arrange development finance for clients looking to develop property.

This can be for Property Developers or Private Builders. Our panel of lenders have excellent reputations for their expertise, speed, flexibility and reliability. In most cases a higher level of loan to value can be obtained from such specialist lenders than can be obtained from traditional high street banks.

Finance is available for: Commercial Development (Pre-let or Pre sold), Residential Development (New build, Conversions and Extensions) or Property Trading (Acquisition, Refurb and Onward Sale).

Bridging Loans

Bridging Loans

The Property Funding Consultants at Sterling have experience in arranging Short-Term Bridging Loans to enable Clients to purchase property or land that they need to move quickly on.

Lenders will consider applications from all types of Applicants including those with impaired credit, such as CCJ’s and Defaults.

To apply a list of the applicants’ assets and liabilities will be required and a known firm source of repayment.  This can be through either a property sale or a longer-term finance offer being in place.  Sterling can assist in putting this latter option in place at the same time the Bridging Loan is applied for.


10 Reasons to use us to source your property funding